A Guide For Parents

  Neighborhood Resource 




If You're a Victim

Contact the fraud departments of the three major credit bureaus.  Request that a "fraud alert" be placed on your file and include a statement that creditors must get your permission before any new accounts are opened in your name.  Get a copy of your credit report from each credit bureau so that you can dispute any inaccurate information. 


The three major credit bureaus are:


Order Credit Report:  800-685-1111

Report Fraud:  800-525-6285



Order Credit Report:  888-397-3742

Report Fraud:  888-397-3742


Trans Union

Order Credit Report:  800-888-4213

Report Fraud:  800-680-7289

Contact all the creditors involved.

Let them know that your accounts may have been used without your permission, or that new accounts have been opened in your name. If you accounts have been used fraudulently, ask that new cards and account numbers is issued to you.  Check your billing statements carefully and report any fraudulent activity immediately.  Many banks and creditors will accept the "ID Theft Affidavit" available at the web site below to dispute the fraudulent charges.

File a police report.

Get a copy of the report to submit to your creditors and others that may require proof of crime.

Contact the Federal Trade Commission

The FTC provides useful information to identity theft victims and maintains a database of identity theft cases for use by law enforcement agencies.  File a report with the FTC by calling the FTC's Identity Theft Hotline:  1-877-IDTHEFT (438-4338); by mail, Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, N.W., Washington DC 20580; or online at  Also request a copy of the publication, ID Theft, When Bad Things Happen to Your Good Name.

Keep a record of your contacts.

Start a file with copies of your credit reports, the police report, any correspondence, and copies of disputed bills.  It is also useful to keep a log of your conversations with creditors, law enforcement officials, and other relevant parties.  Follow up all phone calls in writing and send all correspondence certified, return receipt requested.

What is Identity Theft?
How does it happen?
Protect your identity
Prevention tips
If you're a victim
Additional Resources